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Commitment to Value

Our actions are driven by trust, reliability, empathy, prudence, and innovation. We are committed to contributing positively to the quality of our clients’ lives, and their financial future. With respect and confidentiality, we will give priority to your goals and concerns and work exclusively for your benefit.

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Peter B Fraser

Associate Portfolio Manager

Peter B Fraser CFP® CIM®

associate portfolio manager, Manulife Securities Incorporated
Life Insurance Advisor, Manulife Securities Insurance Inc.

"Because peace of mind is a conversation worth having"

In Canada the 100 year old, is the fastest growing age cohort.  In 10 years, one TRILLION dollars will transition between generations.  Careful preparation will determine how well you and your family succeed and prosper through these unprecedented twin forces.  Ready or not, you and your next generation will be impacted.

Peter is a financial planner and creator of Keep Your Wealth:  Your Family Story.  It's the unique financial plan he builds specifically for clients in the '4th quarter of life'.

Why?  Without the RIGHT plan, people can unintentionally fall short of life-long, stable income and lose nearly 50% of their life's work to taxes.

We Can Help.

Our process creates the best comprehensive plan to Keep Your Wealth, while you live and after you are gone.

The Keep Your Wealth Plan addresses three critical priorities:

  1. Money for Life:  We test, to formulate and assure stable, safe lifetime income.  We blend careful proprietary portfolio management, guaranteed income-producing solutions and off-loading income risk to the government.
  2. Estate Preservation:  We test, for the critical liabilities you wealth will attract at death.  You will know your overall net worth in detail and the expected erosion of your wealth, to the dollar.  We will work to help mitigate and eliminate those risks.
  3. The Family Meeting:  The final part is to leave a legacy of preparation and protection for your heirs and beneficiaries.  We test, to ensure inter-generational peace, along with the enduring impact of your family's wealth.  We help establish success for the next generation in your Family Story.  It is a true legacy that will not be forgotten.

Try this interesting survey to help evaluate the important estate-related decisions you may have to make this far.

For a complimentary introduction to Peter, and more questions about your eligibility for the Keep Your Wealth Plan, please contact Peter.

We are ready to help write the 4th quarter "Story of Your Life".

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Wade Bedard

Associate Portfolio Manager

Wade Bedard CIM®

associate portfolio manager, Manulife Securities Incorporated 
Life Insurance Advisor, Manulife Securities Insurance Inc.

My specialty is helping successful entrepreneurs, professionals and skilled trade workers in the accumulation stage of their lives. We pinpoint what’s important to them and create a plan of action that will help them get there. We also implement the pieces that fit with the direction we have set out that is completely unique to them.

If that sounds like something you want in your finances, I invite you to schedule a complimentary 30-minute phone call with me to find out more or we can connect via email at wade.bedard@manulifesecurities.ca and I can answer any questions you may have. 

I began my career in finance over a decade ago with one of the big banks. It didn’t take long for me to realized that it wasn’t a good fit. They operate in a very transaction-oriented world and I just couldn’t see how that helped clients. I left in pursuit of something different, something meaningful and something that would allow me to truly help others. 

In the decade since, I have had the opportunity build strong relationships with my clients allowing me to understand what is truly important to each individual. The better I get to know someone and what they are trying to accomplish, the better the recommendations I am able to make and the better the decisions they can make to reach their financial goals. 

Think of it this way. There’s a children’s story where the little child is in bed with the lights off. As they look around the room, they become frightened by the monsters lurking in the darkness. What’s that over by the closet? Is that something coming out from under the bed? Then a parent comes in and turns on the light. Suddenly, everything is clear, and the little child realizes the monster by the closet was really just the chair they’d moved over to reach something on the top shelf. The monster turns out to be the jeans they took off while changing into their pajamas.

The more light you shine on something, the better the decisions you make. This is what planning is all about. And this is how I help.

“All successful investing is goals-focused and planning driven. All failed investing is market focused and current outlook driven.” Nick Murray

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Heather Fraser

Administrative Assistant

Heather Fraser

ADMINISTRATIVE ASSISTANT, Manulife Securities Incorporated

I have been working in the financial industry for over 25 years in various roles and enjoy serving our clients in all areas of administration.

Outside of the office I enjoy baking, long walks or a short run, sewing and playing with my darling granddaughters.

Hope to see you soon!

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Andrea Dunn

Administrative Assistant

Andrea Dunn

Administrative Assistant, Manulife Securities Incorporated

I have been working in the financial industry for the past 7 years. My area of expertise is administration and client service. I confidently ensure that clients issues are addressed expediently and efficiently.

I live the country life with my husband, Jonathan, and our daughters Georgia and Ainsley. I enjoy spending time with my family, being outside, riding horses, gardening and doing crafts.

Andrea is currently on maternity leave.