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Commitment to Value

Our actions are driven by trust, reliability, empathy, prudence, and innovation. We are committed to contributing positively to the quality of our clients’ lives, and their financial future. With respect and confidentiality, we will give priority to your goals and concerns and work exclusively for your benefit.

Contact us today to get started

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Peter B Fraser

Associate Portfolio Manager

Peter B Fraser CFP® CIM®

associate portfolio manager, Manulife Securities Incorporated
Life Insurance Advisor, Manulife Securities Insurance Inc.

I have been in the financial services industry for over 30 years and have developed a passion for helping people with their retirement and the transition of their wealth.

Without the right plan, wealthy individuals will lose nearly 50% of their life's work to taxes.  

We Can Help.

Our process works to create the best Estate and Legacy Plan for you; to quantify your risks and help reduce them so you can protect your hard-earned money.

I’ve created the system of specialized planning that helps assure your lifetime retirement income AND the transition of your wealth. 

Protecting your money now and into the next generation is the central focus of the system I call the Retirement Income and Wealth Transition Solution, RIWTS.

Your wealth has attracted attention. And not the good kind. Get to know your own family’s Wealth Costs.

Wealth costs hit you in many ways.  Income taxes, Capital Gains taxes, Ontario’s EAT levy; and likely not for off: potential Canadian Estate Taxes, along with other estate-related tax, accounting and administrative costs. These costs, unchecked, put your wealth at risk. While you use it in your lifetime, and as it transitions into the next generation.

Canadian boomers will move nearly One Trillion dollars this way by 2026.*

  • Discover your own Wealth Costs.
  • Plan to effectively reduce them.
  • Implement your family’s solutions.
  • Regularly review.

I’ll work with you to protect your money. And to create the solutions that prepare your family and wealth for prosperity, privacy and peace. I invite you to schedule a complimentary 30- minute phone call with me or we can connect via email.

*CIBC Capital Markets Economic Insights June 20, 2016

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Wade Bedard

Associate Portfolio Manager

Wade Bedard CIM®

associate portfolio manager, Manulife Securities Incorporated 
Life Insurance Advisor, Manulife Securities Insurance Inc.

My specialty is helping successful entrepreneurs, professionals and skilled trade workers in the accumulation stage of their lives. We pinpoint what’s important to them and create a plan of action that will help them get there. We also implement the pieces that fit with the direction we have set out that is completely unique to them.

If that sounds like something you want in your finances, I invite you to schedule a complimentary 30-minute phone call with me to find out more or we can connect via email at wade.bedard@manulifesecurities.ca and I can answer any questions you may have. 

I began my career in finance over a decade ago with one of the big banks. It didn’t take long for me to realized that it wasn’t a good fit. They operate in a very transaction-oriented world and I just couldn’t see how that helped clients. I left in pursuit of something different, something meaningful and something that would allow me to truly help others. 

In the decade since, I have had the opportunity build strong relationships with my clients allowing me to understand what is truly important to each individual. The better I get to know someone and what they are trying to accomplish, the better the recommendations I am able to make and the better the decisions they can make to reach their financial goals. 

Think of it this way. There’s a children’s story where the little child is in bed with the lights off. As they look around the room, they become frightened by the monsters lurking in the darkness. What’s that over by the closet? Is that something coming out from under the bed? Then a parent comes in and turns on the light. Suddenly, everything is clear, and the little child realizes the monster by the closet was really just the chair they’d moved over to reach something on the top shelf. The monster turns out to be the jeans they took off while changing into their pajamas.

The more light you shine on something, the better the decisions you make. This is what planning is all about. And this is how I help.

“All successful investing is goals-focused and planning driven. All failed investing is market focused and current outlook driven.” Nick Murray

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Heather Fraser

Executive Assistant

Heather Fraser

Executive Assistant, Manulife Securities Incorporated

I have been working in the financial industry for over 25 years in various roles and enjoy serving our clients in all areas of administration and plan implementation.

Outside of the office I enjoy baking, long walks or a short run, sewing and playing with my darling granddaughters.

Hope to see you soon!

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Andrea Dunn

Administrative Assistant

Andrea Dunn

Administrative Assistant, Manulife Securities Incorporated

I have been working in the financial industry for the past 7 years. My area of expertise is administration and client service. I confidently ensure that clients issues are addressed expediently and efficiently.

I live the country life with my husband, Jonathan, and our daughters Georgia and Ainsley. I enjoy spending time with my family, being outside, riding horses, gardening and doing crafts.

Andrea is currently on maternity leave.